Personal Loans
LAFCU’s low-rate personal loans and lines of credit can help you meet your financial goals. Consolidate bills, pay taxes or fund the kitchen remodel you’ve dreamed about. Our Temporary Hardship Loans can provide the emergency relief you need to steady your financial course and get back on track. With each of our offerings, you’ll find some of the lowest loan rates available. LAFCU’s low-rate personal loans and lines of credit can help you meet your financial goals. Consolidate bills, pay taxes or fund the kitchen remodel you’ve dreamed about. Our Temporary Hardship Loans can provide the emergency relief you need to steady your financial course and get back on track. With each of our offerings, you’ll find some of the lowest loan rates available.
Personal Unsecured Loan
This low-rate loan is at a fixed interest rate with monthly payments and terms up to 60 months.
Personal Unsecured Emergency Loan
Re-establish and repair your credit with our account-builder program. Must be a minimum of 18 years old and verify ability to make loan payments. Terms available up to 48 months with a $5,000 maximum loan, and loan payments may be made via payroll deduction.
Personal Unsecured Computer Loan
With financing options up to $10,000, terms up to 60 months, and hardware and software options included, we can help you finance an upgrade on a personal computer.
“Personaline” Line of Credit
This is a revolving, variable-rate line of credit that also serves as overdraft protection for regular checking. A line of credit checks is also available.
Share Certificate-Secured Loan
Use your share-certificate savings account balance to secure funds immediately with a low interest rate. Borrow up to 80% of the balance with terms up to 60 months.
Savings-Secured Loan
Secure needed funds by using your savings balance as collateral. Borrow up to 100% of the balance; earn dividends, with terms of up to 72 months.
Loan Payment Calculator
Use our online loan calculators to sort through the monthly payments, fees and other costs associated with getting a new loan. Then you can select the LAFCU loan that works best for you.
