Predatory Lending
Recognizing & Avoiding
Predatory lending refers to unfair or deceptive loan practices that benefit the lender at the borrower’s expense. These loans often:
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Credit Score
The Biggest Factor
Payment history has the largest impact on your credit score. It shows whether you pay your bills on time and as agreed. Things that can hurt your payment history include:
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Small Business Needs
Important Accounts
Keeping your business and personal finances separate isn’t just a best practice—it’s critical for:
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