As of 2-5-25
Learn about new developments with your local credit union, as well as current promotions, in the latest LAFCU Member Newsletter.
To support LA fire recovery efforts, from 2/1/25 to 2/28/25, we will fundraise then donate 100% to the Emergency Network Los Angeles (ENLA) (https://enla.org), a charity directly helping those impacted by the fires. In addition to the fundraising, LAFCU will also donate $20,000 to ENLA.
What is ENLA? ENLA is a collaboration of over 50 local, state and national non-profits and government agencies who provide crucial resources and information to those impacted by emergencies, like the 2025 LA Wildfires.
Some of these resources include:
Many Ways Members Can Donate:
• From our mobile app or online banking using “Donate” in the Transfer section
• Paypal from our website
• In the branch
• Call the Contact Center & ask us to transfer funds to ENLA
Boost your savings with a 4% APY* Share Savings Certificate for a 3-month term. Open one with a minimum deposit of $10,000 and a maximum of $2,000,000. During the term, you can add more funds to the certificate up to your opening deposit.
The funds for this certificate must be “new money only,” meaning the funds must be deposited in your LAFCU account within 30 days prior to the date you open the certificate. This certificate is available for a limited time.
To open a Certificate, call us during business hours at (877) 695-2328 or visit a branch.
* APY = Annual Percentage Yield for this Share Savings Certificate (certificate) promotion. The certificate has a 4.00% APY, a dividend of 3.923%, and a term of 3 (three) consecutive months after it’s opened. The minimum opening deposit per certificate is $10,000 and the maximum is $2,000,000. Multiple Certificates can be opened if the opening balance of each one is between $10,000 to $2,000,000. Additional funds can be deposited into the certificate after it’s opened, and the maximum additional funds are equal to the opening deposit (for example, if a certificate is opened with a $10,000 deposit, the total additional deposits can only equal $10,000 or less). This Certificate can only be opened at LAFCU starting 12/2/24. When this Certificate matures, it will automatically renew for another 3-month term at the rate in effect at maturity equal to the member’s Relationship Rewards level (Bronze, Silver, or Gold), and/or if the member is age 60+ and/ or had opened a Jumbo Certificate (over $100,000 opening deposit). This offer is subject to change or may be discontinued without notice. The actual APY will be calculated to three decimal points. The funds for the certificate must be “new money only,” meaning the funds must be deposited in your LAFCU account within 30 days prior to the date you open the certificate. Only LAFCU members have access to our services, including Certificates. For more details, search “Master Disclosures” on our website & read the section “Terms & Conditions Applicable to Share Certificate Accounts.
Enter your Initial Deposit then click "Calculate" to view the Value at Maturity of a 4% APY* Certificate:
| Initial Deposit: ($500 minimum) |
|
| Term: | 3 months |
| Dividend Rate: (compounded monthly) |
3.923% |
| Annual Percentage Yield (APY): | 4% |
| Value at Maturity: (before taxes) |
Note: This calculator is a self-help tool for your independent use and is not intended to provide investment or tax advice. The accuracy of calculations and their applicability to your circumstances are not guaranteed. All examples are hypothetical and are for illustrative purposes only. Please consult a financial professional for your personal situation.
Everyone likes to save money, and now you can after you get pre-approved for a LAFCU vehicle loan, find a vehicle using the free FastPass® app, then finance it at LAFCU. For a limited time, you’ll earn 1% cash back on loans funded from 11/4/24 until further notice.* For example, get $300 when financing a $30,000 vehicle loan.
After you get your vehicle loan pre-approved, you'll be sent a link to access the FastPass app. The app will help with your financing needs before, during and after visiting a dealer. On the app, access your loan pre-approval details, search for the vehicle & specifications you want from inventory at 500+ SoCal preferred dealerships, get real-time search and negotiating help from experienced FastPass vehicle advisors, and communicate anonymously with dealers. The app uses “Capacity-Based Shopping,” which shows you only vehicles you can afford, based on your loan pre-approval amount. This offer is valid on any new or used vehicle found through the FastPass App then financed up to the approved amount at LAFCU. The cash back will be deposited directly into your LAFCU regular share savings account when the loan is funded.
Apply for a vehicle loan, and get pre-approved so you can take advantage of this offer.
* Offer subject to change or termination without notice. No limit on cash-back amount. Offer not valid on refinanced vehicle loans. To qualify for cash-back, each borrower must verify they downloaded and used the FastPass app. “Cash Back Acknowledgement” form must be signed by borrower at time of loan funding.