As of 3-12-25
Learn about new developments with your local credit union, as well as current promotions, in the latest LAFCU Member Newsletter.
Want to save money on your vehicle loan? For a limited time, LAFCU will LOWER the rate by a minimum of 1% APR* to as low as 4.75% APR* when you refinance the loan from another lender with us.
Anyone who lives in the Great LA Metropolitan Area can join LAFCU. Call (877) 695-2328 or visit a LAFCU branch today…then save on your vehicle loan after switching it to LAFCU!
* APR = Annual Percentage Rate. Refinance offer only available on vehicle loans with any lender or financial institution other than Los Angeles Federal Credit Union (LAFCU). Minimum vehicle loan rate lowering is 1.00% APR on your current vehicle loan rate, or we will give you our lowest LAFCU rate, whichever saves you more. The lowest vehicle loan rate at LAFCU is 4.75%APR and one way of getting this low rate is to have a 750+ FICO credit score, a Gold Relationship Rewards tier with automatic vehicle loan payments set up, and when financing a vehicle loan up to 60 months. Ask us about other ways to get the 4.75%APR. When refinancing, the LAFCU loan will match the remaining term and balance owed on the loan from the other lender. Total loan cannot exceed 100% Loan-To-Value, except when including financing for GAP and/or MBI. This offer is subject to change and may be discontinued without notice. Only LAFCU members have access to our services, including vehicle loans. Rates and fees subject to change without notice and may affect the APR. All loans are subject to normal credit granting criteria. Other conditions may apply. You must be a member of LAFCU to obtain credit.
Everyone likes to save money, and now you can after you get pre-approved for a LAFCU vehicle loan, find a vehicle using the free FastPass® app, then finance it at LAFCU. For a limited time, you’ll earn 1% cash back on loans funded from 11/4/24 until further notice.* For example, get $300 when financing a $30,000 vehicle loan.
After you get your vehicle loan pre-approved, you'll be sent a link to access the FastPass app. The app will help with your financing needs before, during and after visiting a dealer. On the app, access your loan pre-approval details, search for the vehicle & specifications you want from inventory at 500+ SoCal preferred dealerships, get real-time search and negotiating help from experienced FastPass vehicle advisors, and communicate anonymously with dealers. The app uses “Capacity-Based Shopping,” which shows you only vehicles you can afford, based on your loan pre-approval amount. This offer is valid on any new or used vehicle found through the FastPass App then financed up to the approved amount at LAFCU. The cash back will be deposited directly into your LAFCU regular share savings account when the loan is funded.
Apply for a vehicle loan, and get pre-approved so you can take advantage of this offer.
* Offer subject to change or termination without notice. No limit on cash-back amount. Offer not valid on refinanced vehicle loans. To qualify for cash-back, each borrower must verify they downloaded and used the FastPass app. “Cash Back Acknowledgement” form must be signed by borrower at time of loan funding.