Vehicle Loans
You’ve found the perfect car, truck, RV, ATV, motorhome, or motorcycle--now ... and you’re finally ready to buy. Now it's time to get a vehicle loan. LAFCU offers options for all types of vehicles, low car loan interest rates, lower monthly payments, up to 125% financing and special rate discounts that could save you hundreds of dollars. Also, points earned from our Visa® Signature Rewards Platinum credit card CURewards program can be redeemed for loan discounts. With our great service and fast pre-approval turnaround, we’ll have you cruisin’ down the boulevard in no time.
A credit union auto loan makes sense for lots of reasons. Credit unions like LAFCU use funds deposited by its members and lend it to other members who need an auto loan. When borrowers repay the original loan amount and interest on their credit union car loan, this allows LAFCU to share those earnings with you in the form of lower fees, higher dividends or savings.
Cars and Trucks
- Terms up to 84 months, depending on loan balance
- Loans for free and clear vehicle title
Classic and Special Interest Vehicles
- Terms up to 84 months, depending on loan balance
- Loan cannot exceed 70% of low valuation guide or approval
Motorcycles, Boats and Personal Watercraft
- Terms up to 84 months, depending on loan balance
- Loans for free and clear vehicle title
RVs
- Terms up to 180 months
- Loans for free and clear vehicle title
Have a Loan Somewhere else? Refinance & Save!
If you have a high-rate vehicle loan with another lender, we could help you save with our "Rate Matching" program. Ask for details.
Debt Protection Plan
In case of involuntary unemployment, disability, or death, our optional Debt Protection plans (for members age 18 to 70) help protect your credit by canceling payments on your LAFCU loan(s). Getting any of these plans are voluntary, does not affect your loan approval, and for your loan to be covered, you need to sign a separate application that explains the terms and conditions of the plan. Call (877) 695-2328 for details on this added protection.
Vehicle Loan Protection
We can cancel part of your vehicle loan debt if your car is totaled or stolen with optional vehicle loan protection. Getting this protection is voluntary, does not affect your loan approval, and for your loan to be covered, you need to sign a separate application that explains the terms and conditions of the protection. Contact us for details on this added protection.
Auto Loan Calculator
Wondering how much car you can afford? Use LAFCU’s online calculator to see how a credit union auto loan can help make your purchase affordable.
